Last week we discussed a lack of financial management, signing surety, sudden expenses and worrying about social status. This week we compound on that list with some more points to consider to prevent you from being put in a position that is vulnerable to accumulating debt: Lacking financial understanding Formal education doesn’t prepare people well enough for the financial acumen of the ‘real world’. You should know how a budget works, what interest is and the […]
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PAYMENT PITFALLS AND DEBT DOWNFALLS – PART 1
No one ever plans to fall into a spiral of debt, but sometimes challenges arise that cause the debt to build up around you before you have even realised how bad it is. This puts you in a debilitating position that can be difficult to emerge from. So, here are some points to consider to prevent you from being put in that position in the first place:Lack of financial management If you aren’t working with a […]
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BARGAIN HUNTING HINTS – PART 2
Hunting for a bargain takes time and effort and only certain items are worth that effort, you have to weigh up the advantages versus the cost. As a follow on from our last blog post… here are some more to pointers for a good bargain hunting acumen. Be prepared to negotiate Don’t feel bad for trying to negotiate a better deal, it happens the world over. Most established retail outlets won’t negotiate, but roadside stalls and […]
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BARGAIN HUNTING HINTS – PART 1
A really good bargain is hard to come by and sometimes it requires a bit of dumb luck! The problem with luck is that it isn’t reliable… That’s why we have put together a list of consistently savvy bargain buying tips to help you increase your chances of getting the best possible deal on whatever it is that you are looking for. Right off the bat – don’t be intimidated by sales patter; salesmen will often […]
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FRESH SAVING TIPS
As we are embraced by the cold of Winter it can be a tough choice to get out of bed in the morning. We have some saving tips that encourage you to get out and about, while others can be enjoyed from the comfort and warmth of your home. Help your wallet put on some winter weight with these points: Vacuous vacation spending Cut down on your vacation spending. It might be tempting to go on […]
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A SOUP-ER SAVING IDEA
As Winter sets in we need to stay intent on nourishing and nurturing ourselves and our loved ones by staying active and healthy, all while working around the load-shedding schedule. One of my favourite ways of getting a nutritionally balanced meal, while not having to worry about the power cutting out and having a half-cooked dinner, is by making soup. Here are top reasons why you should also eat soup: Soup is affordable to make. Making […]
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CLEVER WAYS TO REDUCE COMMUTER COSTS
Prices always seem to be on the rise, and there is nothing that you can do to fight it except to save in areas where you may have been excessive in the past. We came across some smart and practical motoring tips that every road user should be aware of if they are keen to save on vehicle costs. Your top priority should be your choice of vehicle. If you are looking to invest in a […]
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5 FINANCIAL LESSONS FROM 2014
When it comes to debt management you need to have some contingency plans in place for those unexpected and uncontrollable circumstances that can put a strain on your cash flow. To best plan for the unforeseeable future, we look to the past and identify trends that may recur in the future: Fuelling Up Looking back at 2014, we saw the price of fuel rise to an all-time high. Placing major strain on consumers and businesses alike. […]
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END OF MONTH SAVING TIPS
Once again we are at the end of another month and I hope that the year has been going well for all! Regardless of how well things are going, there is always something that we can address and change in our lives to hopefully bring about a good change! From changing our eating habits to being more observant of the world around us, here are some more money saving tips to help you plan for a […]
Continue readingEND OF THE MONTH SAVING TIPS!
It’s that time of the month again when you either feel as though you have wisely managed your monthly budget or you are counting the cents as you barely scrape through into March. To avoid this worry in the future, here are some saving tips to help you keep your cash in hand! Read more, literally… Reading is one of the cheapest, yet most rewarding, hobbies around. Spending some of your free time wrapped in a […]
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